Business and Financial Operations · Holland code CER

Appraisers of Personal and Business Property

Appraise and estimate the fair value of tangible personal or business property, such as jewelry, art, antiques, collectibles, and equipment. May also appraise land.

Also called: Appraiser, Art Appraiser, Jewelry Appraiser, Personal Property Appraiser, Accredited Appraiser, Aircraft Appraiser, Certified Appraiser, Gem and Jewelry Appraiser.

O*NET 13-2022.00

At a glance

Most common education: Bachelor's Degree; 39% of workers surveyed by O*NET report this level.
Preparation needed: Job Zone 4 of 5; Considerable preparation. Zone 1 is little or none; zone 5 is graduate-level.

What the work involves

The tasks workers in this occupation rate as most important, from the O*NET survey.

Write descriptions of the property being appraised.
Determine the appropriate type of valuation to make, such as fair market, replacement, or liquidation, based on the needs of the property owner.
Document physical characteristics of property such as measurements, quality, and design.
Calculate the value of property based on comparisons to recent sales, estimated cost to reproduce, and anticipated property income streams.
Locate and record data on sales of comparable property using specialized software, internet searches, or personal records.
Write and submit appraisal reports for property, such as jewelry, art, antiques, collectibles, and equipment.
Inspect personal or business property.
Create and maintain a database of completed appraisals.

Skills and knowledge it leans on

Skills

Reading Comprehension3.9 / 5
Critical Thinking3.6 / 5
Writing3.5 / 5
Active Listening3.4 / 5
Speaking3.4 / 5
Active Learning3.1 / 5

Knowledge areas

English Language4.1 / 5
Customer and Personal Service3.7 / 5
Mathematics3.4 / 5
Administrative3.2 / 5
Administration and Management3.1 / 5
Computers and Electronics3.1 / 5

Importance ratings on O*NET’s 1 to 5 scale. Higher means the occupation depends on it more.

Who tends to enjoy it

How strongly this occupation draws on each of the six Holland interest types, which is the same profile the career interests test compares you against.

Realistic43
Investigative26
Artistic18
Social11
Enterprising61
Conventional83

The same work abroad

Other countries classify jobs differently, so these are the closest matches through the international ISCO-08 standard, not exact equivalents.

European occupation titles (ESCO)

business valuer · DE Unternehmensbewerter/Unternehmensbewerterin · FR expert en évaluation d'entreprises/experte en évaluation d'entreprises
insurance rating analyst · DE Rating-Analyst im Versicherungsbereich/Rating-Analystin im Versicherungsbereich · FR analyste notation en assurances
gemmologist · DE Diamantgutachter/Diamantgutachterin · FR gemmologue-expert/gemmologue-experte
insurance claims handler · DE Versicherungsgutachter/Versicherungsgutachterin · FR chargé d’indemnisation en assurances/chargée d’indemnisation en assurances
insurance fraud investigator · DE Versicherungsdetektiv/Versicherungsdetektivin · FR inspecteur enquêteur d’assurances/inspectrice enquêteuse d’assurances
loss adjuster · DE Schadensregulierer/Schadensreguliererin · FR expert en règlement de sinistres en assurances/experte en règlement de sinistres en assurances

Closest UK occupation groups (SOC 2020)

Finance and investment analysts and advisers (2422)268,700 employed
Insurance underwriters (3532)37,600 employed
Estimators, valuers and assessors (3541)57,000 employed

Employment is the UK Annual Population Survey for April 2025 to March 2026, all workers in the group, which can be broader than this one occupation.

Pay across Europe, for the whole group

Median annual earnings of all employees in “Technicians and associate professionals”. This is the broad ISCO group this occupation falls in, not the occupation itself, so treat it as context for the wage level, not as a salary for this job.

Median annual earnings, Technicians and associate professionals, by country
Country	Median pay
Belgium	€50,992
Austria	€46,986
Germany	€44,473
Netherlands	€42,448
Ireland	€41,613
Sweden	€41,155
Italy	€34,882
France	€34,816
Spain	€29,757
Portugal	€18,080
Poland	€12,108

Eurostat Structure of Earnings Survey, businesses with ten or more employees outside public administration, in euro and not adjusted for the cost of living. Reference years differ between sources: the US, Japan and Europe figures on this page come from different survey years, so compare them as rough levels, not to the euro or yen.

Is it a fit for you?

Interest is one input, alongside ability, pay and what is hiring near you. The career interests test takes about thirteen minutes and ranks occupations by how closely their profile matches yours.

Take the career interests test